The short answer is yes, very much so. Most people buy a Medicare supplement or Medicare advantage plan from an agent, and never hear from that agent again after they complete an application. That happens for a few reason, usually the agent has dropped out of the insurance business by the time you (the policy holder) gets a rate increase. You are then back to square one again, looking on the internet, talking to many agents, taking notes and trying to make another decision.
An experienced independent agent knows that if we want to be successful in this business we need to earn your business from day one and continue to earn it for as many years as we possibly can. A true Medicare agent will have years of experience, all the competitive Medicare supplement companies available to you, and have the full intent of being there for you many years to come. So in 3-5 years after you’ve purchased your Medicare supplement policy, you can still contact your original agent and they can help you switch to another company with no extra work on your end.
Having multiple options and helping you switch are not the only limitations of an experienced agent. If you ever have an issue or a complication with Medicare, we can tell you how to fix something the first time around as opposed to sending you to customer service, or worse- spending hours on the phone calling Medicare.
An agent like this is very difficult to find. The turnover rate in the insurance industry is over 90% in just the first two years.
The value an experienced Medicare agent brings to the table is priceless. The best part, it costs you absolutely nothing extra for their service.
Medicarecost.net is run by independent agent- Mike Worrell, he has been a licensed insurance agent for almost 5 years, educating people about Medicare and their insurance options.